We're here to help you understand your Medicare options and find coverage that fits your healthcare needs and budget.
Medicare beneficiaries who go 63 or more days without creditable prescription drug coverage may have to pay a late enrollment penalty when they do enroll.
Creditable coverage is prescription drug coverage that meets or exceeds the standards of Original Medicare's prescription drug coverage.
Are turning or recently turned 65 years old
Are 65+ and qualify for a special enrollment period
Have both Medicare and Medicaid
Recently moved to the area
Are losing retiree health coverage
Have a chronic health condition
Are under 65 with 24+ months of disability benefits
Are a widow/widower of someone entitled to Social Security
Know when you can enroll in or change your Medicare coverage
October 15 - December 7
During this period, you can:
7-month window around your 65th birthday
Your first opportunity to enroll in Medicare:
Based on qualifying life events
You may qualify for a SEP if you:
January 1 - March 31
During this period, you can:
We're committed to helping you make informed decisions about your Medicare coverage
Navigate Medicare with confidence knowing you have trusted guidance
We review plans from multiple carriers to find your best fit
Our certified team has the expertise to guide your Medicare journey
Available 8 a.m. to 8 p.m., 7 days a week for your convenience
Learn more about your Medicare options
Understand your initial enrollment choices and what to expect when you become eligible for Medicare.
If you have both Medicare and Medicaid, you may qualify for special plans with extra benefits.
Learn about your options if you want to switch plans or make changes to your current coverage.
Hear from people who found the right Medicare plan with our help
"True Harbor Medicare made the entire process feel safe and easy. They found me a plan with dental and vision coverage I didn't know I could get."
James L.
Miami, FL
"I was nervous about switching Medicare plans, but the team at True Harbor guided me through it perfectly. Highly recommend their services."
Sandra W.
Clearwater, FL
"Excellent service from start to finish. They took the time to understand my health needs and found a plan that covers all my medications."
Thomas B.
Sarasota, FL
Our licensed representatives are ready to help you find the right Medicare plan